Warning: Late repayments can cause you serious money problems. For help, go to moneyhelper.org.uk
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Frequently Asked Questions

Do you have a question about our payday loans or small loans? Feel free to contact us if your question is not included.

PaydayU’s FAQs

We've included the most common questions we receive at PaydayU. If we haven't contained your question below, please feel free to contact us and a member of our customer support team will be more than glad to solve your every question. 

  1. How do I apply with PaydayU?

It doesn't take longer than 2-3 minutes to apply online and complete your payday loan application. To get started with your application you can go for our Start Now page and fill out the details required.

  • About PaydayU

PaydayU is a short-term and payday loan broker, and introduce you to multiple loan providers. Our service matches your loan requirement with suitable lenders.

  • Our Story

Find out more about PaydayU and our story here. We we're available as a way to introduce customers to a range of lenders and offer various loan options.

  • My application is taking too long

Please note that the loan application procedure may take up to 15 miuntes to complete. Please remain on the page until the loan application is completed and you get a decision for approval or rejection.

  • How do I check my ability?

It's very simple to check your loan capability with PaydayU. Simply read through our, am I eligible page to check your loan ability. Hence, you can decide whether to keep on the application or not.

  • How do I check the loan rates?

You can check the loan rates at PaydayU. Please note, if you feel you're not eligible to make the monthly repayments, you then shouldn't apply for a payday loan at this place. Other loan options are recommended.

  • How long will it take to complete my application?  

Fulfill your payday loan application shouldn't take more than 15 minutes, yet please make sure to leave enough time to complete the whole PaydayU loan application process.

  • How do I repay my loan?

When you are accepted for a loan the payment is usually taken in full via direct debit on your upcoming payday.

  • Why is the APR so high?

With the lenders we're partnered often like to focus on the total amount payable rather than on the APR.

At PaydayU we are confident that we offer the best and most competitive payday loan rates for our small loan services.

  1. Does PaydayU charge any fee for this service?

At PaydayU we do not charge any fees for our loan broker service. There might be a charge from some lenders within our network but the fee will be made evident to you before you accept their cash offer.

  1. Does PaydayU use credit check agencies to check credit ratings?

Yes, we do when you submit your loan application with PaydayU, you consent that our lenders will run a credit check system to look at if you're eligible for a short term loan before loan approval decision. If you're not okay to apply you will not be accepted for our loan service. 

  1. I no longer want to receive direct marketing through PaydayU.

PaydayU may use direct marketing to send payday loan offers to our clients. If you would like prevent receiving direct marketing content, then you can opt out of this service.  

  1. Can I use a short-term loan to consolidate my debt?

If you’re thinking for consolidating existing borrowing, you should be aware that it may involve paying a higher rate of interest, extending the terms of the debt and boosting the total amount you pay back.

  1. Right to cancel my loan

If you want to cancel your loan with PaydayU, please refer to the loan agreement that should have been sent to you by your loan provider.

Please note: there may be some strategies that apply to these state of affairs.

  1. I have difficulties making my repayments.

If you’re having troubles making repayments, visit at www.moneyhelper.org.uk offers a free, impartial and self-regulating advice to individuals who want to manage their money more effectively. Face to face conferences available.